Insurance lawyers generally act for insurers/underwriters to provide legal advice concerning the following matters:
- whether an insurance policy responds to a particular claim;
- conducting the legal defence of the insured customer in litigation when the claim against the insured customer is covered by the policy;
- in other cases, acting for an insurer which has paid out its customer in relation to a claim and is suing the party/ies which caused the claim, to recover the insurer's costs and losses. This is known as the insurer's 'right of subrogation';
- acting for insurers in legal disputes with an insured customer over policy coverage;
- reviewing and drafting insurance policies;
- the insurer's compliance (or otherwise) with the legislation and regulatory framework governing the operation of insurance companies;
In some cases, insurance lawyers act for insured customers against insurers where there is a dispute over policy coverage of a claim (and there is no conflict of interest in the insurance lawyer acting in this way).
Otherwise, use the button below to return to the previous page.